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$ pwd: /home/govancoz/mail/.spam/new/
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File: /home/govancoz/mail/.spam/new/1748912565.M166845P517949.zacp120.webway.host,S=113695,W=115476
Return-Path: <Standard@magikwebservices.com>
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	for <govancoz+spam@zacp120.webway.host>; Tue, 03 Jun 2025 03:02:45 +0200
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Envelope-to: cheryl@govan.co.za
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	for cheryl@govan.co.za;
	Tue, 03 Jun 2025 03:02:45 +0200
From: "Standard Bank"<Standard@magikwebservices.com>
To: cheryl@govan.co.za
Date: 03 Jun 2025 04:01:57 +0300
Message-ID: <20250603040156.16027CD7BE069DF3@magikwebservices.com>
MIME-Version: 1.0
Content-Type: multipart/mixed;
	boundary="----=_NextPart_000_0012_7C91B465.9D2F8097"
X-Spam-Status: Yes, score=9.5
X-Spam-Score: 95
X-Spam-Bar: +++++++++
X-Spam-Report: Spam detection software, running on the system "zacp120.webway.host",
 has identified this incoming email as possible spam.  The original
 message has been attached to this so you can view it or label
 similar future email.  If you have any questions, see
 root\@localhost for details.
 Content preview:  Dear CUSTOMER A payment has been made to your account. To
    view the details of the payment, please open the attached PDF file. 
 Content analysis details:   (9.5 points, 5.0 required)
  pts rule name              description
 ---- ---------------------- --------------------------------------------------
  0.0 URIBL_BLOCKED          ADMINISTRATOR NOTICE: The query to URIBL was blocked.
                             See
                             http://wiki.apache.org/spamassassin/DnsBlocklists#dnsbl-block
                              for more information.
                             [URI: standardbank.co.za]
                             [URI: standardbank.com]
  0.0 RCVD_IN_VALIDITY_SAFE_BLOCKED RBL: ADMINISTRATOR NOTICE: The query to
                              Validity was blocked.  See
                             https://knowledge.validity.com/hc/en-us/articles/20961730681243
                              for more information.
                             [95.216.61.102 listed in sa-accredit.habeas.com]
  0.0 RCVD_IN_VALIDITY_CERTIFIED_BLOCKED RBL: ADMINISTRATOR NOTICE: The
                             query to Validity was blocked.  See
                             https://knowledge.validity.com/hc/en-us/articles/20961730681243
                              for more information.
                          [95.216.61.102 listed in sa-trusted.bondedsender.org]
  0.0 RCVD_IN_VALIDITY_RPBL_BLOCKED RBL: ADMINISTRATOR NOTICE: The query to
                              Validity was blocked.  See
                             https://knowledge.validity.com/hc/en-us/articles/20961730681243
                              for more information.
                             [95.216.61.102 listed in bl.score.senderscore.com]
  1.5 SPF_SOFTFAIL           SPF: sender does not match SPF record (softfail)
  1.5 SPF_HELO_SOFTFAIL      SPF: HELO does not match SPF record (softfail)
  0.0 KAM_DMARC_STATUS       Test Rule for DKIM or SPF Failure with Strict
                             Alignment
  0.1 MIME_HTML_ONLY         BODY: Message only has text/html MIME parts
  0.0 HTML_MESSAGE           BODY: HTML included in message
  0.0 T_HTML_ATTACH          HTML attachment to bypass scanning?
  6.4 KAM_FAKE_INVOICE       Fake Invoice / Purchase Order Scam
X-Spam-Flag: YES
Subject:  ***SPAM***  ATM Payment Confirmation

This is a multi-part message in MIME format.

------=_NextPart_000_0012_7C91B465.9D2F8097
Content-Type: text/html;
	charset="iso-8859-1"
Content-Transfer-Encoding: quoted-printable

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">

<HTML><HEAD>
<META content=3D"text/html; charset=3Dwindows-1252" http-equiv=3DContent-Ty=
pe>
<META name=3DGENERATOR content=3D"MSHTML 11.00.10570.1001"></HEAD>
<BODY>
<TABLE style=3D'FONT-SIZE: 15px; FONT-FAMILY: "Segoe UI", "Segoe UI Web (We=
st European)", "Segoe UI", -apple-system, BlinkMacSystemFont, Roboto, "Helv=
etica Neue", sans-serif; WIDTH: 650px; WHITE-SPACE: normal; WORD-SPACING: 0=
px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLO=
R: rgb(32,31,30); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING=
: normal; BACKGROUND-COLOR: rgb(131,131,131); text-shadow: none; box-shadow=
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normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-dec=
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me=3D"x_Table">
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
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<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 224px; WIDTH: 650px; WHITE-SPACE: norm=
al !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PA=
DDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; bo=
x-shadow: none; border-radius: 0px" vAlign=3Dtop width=3D650>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px">
<IMG style=3D"BORDER-TOP: 0px; HEIGHT: 224px; BORDER-RIGHT: 0px; WIDTH: 650=
px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM: 0px; PADDING-BOTTOM: 0px; PADD=
ING-TOP: 0px; PADDING-LEFT: 0px; BORDER-LEFT: 0px; MARGIN: 0px; PADDING-RIG=
HT: 0px; text-shadow: none; box-shadow: none; border-radius: 0px" alt=3D"" =
src=3D"https://www.standardbank.co.za/static_file/Campaigns/Studio/online20=
19/GMS-10951/GMS-10951-ATM-proof-of-payments-mailer_01.jpg" width=3D650 ali=
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R: rgb(32,31,30); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING=
: normal; BACKGROUND-COLOR: rgb(131,131,131); text-shadow: none; box-shadow=
: none; border-radius: 0px; font-variant-ligatures:=20
normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-dec=
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<TBODY style=3D"text-shadow: none; box-shadow: none; border-radius: 0px"></=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
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shadow: none; border-radius: 0px" vAlign=3Dtop width=3D43></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 560px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 47px; WHITE-SPACE: normal=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 43px; WHITE-SPACE: normal=
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shadow: none; border-radius: 0px" vAlign=3Dtop width=3D43></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 560px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 15pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: normal; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYL=
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5pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shad=
ow: none; border-radius: 0px; font-stretch: inherit">Dear&nbsp;</SPAN>
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
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5pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shad=
ow: none; border-radius: 0px; font-stretch: inherit">CUSTOMER</SPAN></P></T=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 43px; WHITE-SPACE: normal=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 35px; WIDTH: 43px; WHITE-SPACE: normal=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 35px; WIDTH: 560px; WHITE-SPACE: norma=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 13pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
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x; FONT-WEIGHT: normal; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYL=
E: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 1=
3pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shad=
ow: none; border-radius: 0px; font-stretch: inherit">
A payment has been made to your account. To view the details of the payment=
, please open the attached PDF file.</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 35px; WIDTH: 47px; WHITE-SPACE: normal=
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<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
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<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 43px; WHITE-SPACE: normal=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
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<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
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<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 35px; WIDTH: 43px; WHITE-SPACE: normal=
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shadow: none; border-radius: 0px" vAlign=3Dtop width=3D43></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 35px; WIDTH: 560px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 13pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: normal; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYL=
E: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 1=
3pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shad=
ow: none; border-radius: 0px; font-stretch: inherit">
You may require Adobe Acrobat Reader on your computer to open the PDF file.=
 If you do not have this software, you can download it free of charge from&=
nbsp;</SPAN>
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: bold; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYLE:=
 normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 13p=
t; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shadow=
: none; border-radius: 0px; font-stretch: inherit">https://get.adobe.com/re=
ader</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 35px; WIDTH: 47px; WHITE-SPACE: normal=
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<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
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<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 43px; WHITE-SPACE: normal=
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-shadow: none; border-radius: 0px" vAlign=3Dtop width=3D560></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 47px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D47>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 15pt; text-shadow: =
none; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 52px; WIDTH: 43px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D43></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 52px; WIDTH: 560px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box=
-shadow: none; border-radius: 0px" vAlign=3Dtop width=3D560>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 13pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: normal; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYL=
E: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 1=
3pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shad=
ow: none; border-radius: 0px; font-stretch: inherit">
If you have any questions or would like more information, email:&nbsp;</SPA=
N>
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: bold; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYLE:=
 normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 13p=
t; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shadow=
: none; border-radius: 0px; font-stretch: inherit">ibsupport@standardbank.c=
o.za</SPAN>
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: normal; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYL=
E: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 1=
3pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shad=
ow: none; border-radius: 0px; font-stretch: inherit">&nbsp; or call our Cus=
tomer Contact Centre on&nbsp;</SPAN>
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: bold; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYLE:=
 normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 13p=
t; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shadow=
: none; border-radius: 0px; font-stretch: inherit">0860 123 000</SPAN>
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: normal; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYL=
E: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 1=
3pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shad=
ow: none; border-radius: 0px; font-stretch: inherit">. If you are calling f=
rom outside South Africa, call&nbsp;</SPAN>
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: bold; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYLE:=
 normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 13p=
t; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shadow=
: none; border-radius: 0px; font-stretch: inherit">+27 11 299 4114.</SPAN><=
/P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 52px; WIDTH: 47px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D47></TD></TR></TBODY=
>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 43px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D43></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 560px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box=
-shadow: none; border-radius: 0px" vAlign=3Dtop width=3D560></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 47px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D47>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 35px; WIDTH: 43px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D43></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 35px; WIDTH: 560px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box=
-shadow: none; border-radius: 0px" vAlign=3Dtop width=3D560>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 13pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: normal; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYL=
E: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 1=
3pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shad=
ow: none; border-radius: 0px; font-stretch: inherit">
Our consultants are available between 8am and 9pm on weekdays, and 8am and =
4pm on weekends and public holidays.</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 35px; WIDTH: 47px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D47></TD></TR></TBODY=
>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 43px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D43></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 560px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box=
-shadow: none; border-radius: 0px" vAlign=3Dtop width=3D560></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 47px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D47>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 43px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D43></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 560px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box=
-shadow: none; border-radius: 0px" vAlign=3Dtop width=3D560>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 15pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: normal; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYL=
E: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 1=
5pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shad=
ow: none; border-radius: 0px; font-stretch: inherit">Regards,</SPAN></P></T=
D>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 47px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D47></TD></TR></TBODY=
>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 43px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D43></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 560px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box=
-shadow: none; border-radius: 0px" vAlign=3Dtop width=3D560>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 15pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 10pt; FONT-FAMILY: Arial;=
 BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0p=
x; FONT-WEIGHT: normal; COLOR: rgb(7,31,62); PADDING-BOTTOM: 0px; FONT-STYL=
E: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT: 1=
5pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shad=
ow: none; border-radius: 0px; font-stretch: inherit">Standard Bank</SPAN></=
P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 47px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D47></TD></TR></TBODY=
>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 43px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D43></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 560px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box=
-shadow: none; border-radius: 0px" vAlign=3Dtop width=3D560></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 15px; WIDTH: 47px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D47>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 43px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D43></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 560px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box=
-shadow: none; border-radius: 0px" vAlign=3Dtop width=3D560></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 47px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box-=
shadow: none; border-radius: 0px" vAlign=3Dtop width=3D47>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 15pt; text-shadow: =
none; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY></TABLE>
<TABLE style=3D'FONT-SIZE: 15px; FONT-FAMILY: "Segoe UI", "Segoe UI Web (We=
st European)", "Segoe UI", -apple-system, BlinkMacSystemFont, Roboto, "Helv=
etica Neue", sans-serif; WIDTH: 650px; WHITE-SPACE: normal; WORD-SPACING: 0=
px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLO=
R: rgb(32,31,30); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING=
: normal; BACKGROUND-COLOR: rgb(131,131,131); text-shadow: none; box-shadow=
: none; border-radius: 0px; font-variant-ligatures:=20
normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-dec=
oration-thickness: initial; text-decoration-style: initial; text-decoration=
-color: initial; font-variant-numeric: inherit; font-variant-east-asian: in=
herit; font-stretch: inherit' cellSpacing=3D0 width=3D650 align=3Dcenter na=
me=3D"x_Table">
<TBODY style=3D"text-shadow: none; box-shadow: none; border-radius: 0px"></=
TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 68px; WIDTH: 650px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(255,255,255); text-shadow: none; box=
-shadow: none; border-radius: 0px" vAlign=3Dtop width=3D650>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px">
<IMG style=3D"BORDER-TOP: 0px; HEIGHT: 68px; BORDER-RIGHT: 0px; WIDTH: 650p=
x; VERTICAL-ALIGN: baseline; BORDER-BOTTOM: 0px; PADDING-BOTTOM: 0px; PADDI=
NG-TOP: 0px; PADDING-LEFT: 0px; BORDER-LEFT: 0px; MARGIN: 0px; PADDING-RIGH=
T: 0px; text-shadow: none; box-shadow: none; border-radius: 0px" alt=3D"" s=
rc=3D"https://www.standardbank.co.za/static_file/Campaigns/Studio/online201=
9/GMS-7314/sign.jpg" width=3D650 align=3Dcenter height=3D68></P></TD></TR><=
/TBODY></TABLE>
<TABLE style=3D'FONT-SIZE: 15px; FONT-FAMILY: "Segoe UI", "Segoe UI Web (We=
st European)", "Segoe UI", -apple-system, BlinkMacSystemFont, Roboto, "Helv=
etica Neue", sans-serif; WIDTH: 650px; WHITE-SPACE: normal; WORD-SPACING: 0=
px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLO=
R: rgb(32,31,30); FONT-STYLE: normal; ORPHANS: 2; WIDOWS: 2; LETTER-SPACING=
: normal; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-shadow=
: none; border-radius: 0px; font-variant-ligatures:=20
normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; text-dec=
oration-thickness: initial; text-decoration-style: initial; text-decoration=
-color: initial; font-variant-numeric: inherit; font-variant-east-asian: in=
herit; font-stretch: inherit' cellSpacing=3D0 width=3D650 align=3Dcenter bg=
Color=3D#f9f9f9 name=3D"x_Table">
<TBODY style=3D"text-shadow: none; box-shadow: none; border-radius: 0px"></=
TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 43px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D43=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 20px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D20></TD>
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shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D10=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 165px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box=
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=3D165>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(96,96,96); PADDING-BOTTOM: 0px; FONT-ST=
YLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT:=
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w: none; border-radius: 0px; font-stretch: inherit">@StandardBankZA</SPAN><=
/P></TD>
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shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D20>
<P style=3D"TEXT-ALIGN: center; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: n=
one; box-shadow: none; border-radius: 0px">
<IMG style=3D"BORDER-TOP: 0px; HEIGHT: 20px; BORDER-RIGHT: 0px; WIDTH: 20px=
; VERTICAL-ALIGN: baseline; BORDER-BOTTOM: 0px; PADDING-BOTTOM: 0px; PADDIN=
G-TOP: 0px; PADDING-LEFT: 0px; BORDER-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT=
: 0px; text-shadow: none; box-shadow: none; border-radius: 0px" alt=3D"" sr=
c=3D"https://www.standardbank.co.za/static_file/Campaigns/Studio/online2019=
/GMS-10951/GMS-10951-ib_wel_to_ibr_instagram.png" width=3D20 align=3Dcenter=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 10px; WHITE-SPACE: normal=
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shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D10=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 148px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
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=3D148>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(96,96,96); PADDING-BOTTOM: 0px; FONT-ST=
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 1; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shado=
w: none; border-radius: 0px; font-stretch: inherit">@standardbankgrp</SPAN>=
</P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 48px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D48=
></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 43px; WHITE-SPACE: normal=
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shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D43=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 20px; WHITE-SPACE: normal=
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shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D20></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 10px; WHITE-SPACE: normal=
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shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D10=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 156px; WHITE-SPACE: norma=
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=3D156></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 20px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D20></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 10px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D10=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 165px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D165></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 20px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D20></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 10px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D10=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 148px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D148></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 48px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D48=
>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 43px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D43=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 20px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D20>
<P style=3D"TEXT-ALIGN: center; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: n=
one; box-shadow: none; border-radius: 0px">
<IMG style=3D"BORDER-TOP: 0px; HEIGHT: 20px; BORDER-RIGHT: 0px; WIDTH: 20px=
; VERTICAL-ALIGN: baseline; BORDER-BOTTOM: 0px; PADDING-BOTTOM: 0px; PADDIN=
G-TOP: 0px; PADDING-LEFT: 0px; BORDER-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT=
: 0px; text-shadow: none; box-shadow: none; border-radius: 0px" alt=3D"" sr=
c=3D"https://www.standardbank.co.za/static_file/Campaigns/Studio/online2019=
/GMS-10951/GMS-10951-ib_wel_to_ibr_globe.jpg" width=3D20 align=3Dcenter hei=
ght=3D20></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 10px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D10=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 156px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D156>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(96,96,96); PADDING-BOTTOM: 0px; FONT-ST=
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w: none; border-radius: 0px; font-stretch: inherit">International +27 11 29=
9 4701</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 20px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D20>
<P style=3D"TEXT-ALIGN: center; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: n=
one; box-shadow: none; border-radius: 0px">
<IMG style=3D"BORDER-TOP: 0px; HEIGHT: 20px; BORDER-RIGHT: 0px; WIDTH: 20px=
; VERTICAL-ALIGN: baseline; BORDER-BOTTOM: 0px; PADDING-BOTTOM: 0px; PADDIN=
G-TOP: 0px; PADDING-LEFT: 0px; BORDER-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT=
: 0px; text-shadow: none; box-shadow: none; border-radius: 0px" alt=3D"" sr=
c=3D"https://www.standardbank.co.za/static_file/Campaigns/Studio/online2019=
/GMS-10951/GMS-10951-ib_wel_to_ibr_linkein.png" width=3D20 align=3Dcenter h=
eight=3D20></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 10px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D10=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 165px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D165>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(96,96,96); PADDING-BOTTOM: 0px; FONT-ST=
YLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT:=
 1; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shado=
w: none; border-radius: 0px; font-stretch: inherit">Standard Bank Group</SP=
AN></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 20px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D20>
<P style=3D"TEXT-ALIGN: center; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: n=
one; box-shadow: none; border-radius: 0px">
<IMG style=3D"BORDER-TOP: 0px; HEIGHT: 20px; BORDER-RIGHT: 0px; WIDTH: 20px=
; VERTICAL-ALIGN: baseline; BORDER-BOTTOM: 0px; PADDING-BOTTOM: 0px; PADDIN=
G-TOP: 0px; PADDING-LEFT: 0px; BORDER-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT=
: 0px; text-shadow: none; box-shadow: none; border-radius: 0px" alt=3D"" sr=
c=3D"https://www.standardbank.co.za/static_file/Campaigns/Studio/online2019=
/GMS-10951/GMS-10951-ib_wel_to_ibr_youtube.png" width=3D20 align=3Dcenter h=
eight=3D20></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 10px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D10=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 148px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D148>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(96,96,96); PADDING-BOTTOM: 0px; FONT-ST=
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w: none; border-radius: 0px; font-stretch: inherit">StandardBankGroup</SPAN=
></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 48px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D48=
></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 43px; WHITE-SPACE: normal=
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shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D43=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 20px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D20></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 10px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D10=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 156px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D156></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 20px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(249,249,249); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
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shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D10=
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<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 165px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
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shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dmiddle width=
=3D20></TD>
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shadow: none; border-radius: 0px" bgColor=3D#f9f9f9 vAlign=3Dtop width=3D10=
></TD>
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<TBODY style=3D"text-shadow: none; box-shadow: none; border-radius: 0px"></=
TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 27px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 27px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 10pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(102,102,102); PADDING-BOTTOM: 0px; FONT=
-STYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIG=
HT: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box=
-shadow: none; border-radius: 0px; font-stretch: inherit">
The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06). Author=
ised financial services provider. Registered credit provider NCR CP15).</SP=
AN></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 27px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 10pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: bold; COLOR: rgb(102,102,102); PADDING-BOTTOM: 0px; FONT-S=
TYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIGHT=
: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-s=
hadow: none; border-radius: 0px; font-stretch: inherit">The Standard Bank e=
mail disclaimer and confidentiality note:</SPAN></P>
</TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 27px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 27px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 10pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(102,102,102); PADDING-BOTTOM: 0px; FONT=
-STYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIG=
HT: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box=
-shadow: none; border-radius: 0px; font-stretch: inherit">
This email, its attachments and any rights attaching hereto are, unless the=
 context clearly indicates otherwise, the property of the Standard Bank Gro=
up Limited and/or its subsidiaries ("the group"). It is confidential, priva=
te and intended for the addressee only.</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 27px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 27px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 27px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 10pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(102,102,102); PADDING-BOTTOM: 0px; FONT=
-STYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIG=
HT: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box=
-shadow: none; border-radius: 0px; font-stretch: inherit">
Should you not be the addressee and receive this email by mistake, kindly n=
otify the sender, and delete it immediately. Do not disclose or use the ema=
il in any manner whatsoever.</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 27px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 10pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(102,102,102); PADDING-BOTTOM: 0px; FONT=
-STYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIG=
HT: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box=
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Views and opinions expressed in this email are those of the sender unless c=
learly stated as those of the group.</SPAN></P></TD>
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<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
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shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
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e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
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dius: 0px">
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
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l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
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80>
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none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(102,102,102); PADDING-BOTTOM: 0px; FONT=
-STYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIG=
HT: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box=
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The group accepts no liability whatsoever for any loss or damages - whatsoe=
ver and howsoever incurred - or suffered resulting or arising from the use =
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of this email nor that it is free of errors, viruses, interception or inter=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
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der-radius: 0px">
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dius: 0px">
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 40px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 40px; WIDTH: 30px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 40px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 10pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(102,102,102); PADDING-BOTTOM: 0px; FONT=
-STYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIG=
HT: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box=
-shadow: none; border-radius: 0px; font-stretch: inherit">
The group will never send you any email or other communication asking you t=
o update or provide confidential information about you or your account. If =
you have any doubts about the legitimacy of this email or other emails you =
receive claiming to be from Standard Bank please forward them to phishing@s=
tandardbank.co.za</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 40px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
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dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
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ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
<TR class=3Dx_csftr style=3D"text-shadow: none; box-shadow: none; border-ra=
dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 10pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(102,102,102); PADDING-BOTTOM: 0px; FONT=
-STYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIG=
HT: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box=
-shadow: none; border-radius: 0px; font-stretch: inherit">For more informat=
ion about Standard Bank Group Limited see</SPAN>
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(211,211,211); PADDING-BOTTOM: 0px; FONT=
-STYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIG=
HT: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box=
-shadow: none; border-radius: 0px; font-stretch: inherit">.</SPAN>
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(102,102,102); PADDING-BOTTOM: 0px; FONT=
-STYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIG=
HT: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box=
-shadow: none; border-radius: 0px; font-stretch: inherit">www.standardbank.=
com</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
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dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 40px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D40=
>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1; text-shadow: non=
e; box-shadow: none; border-radius: 0px"></P></TD></TR></TBODY>
<TBODY class=3Dx_csftbody style=3D"text-shadow: none; box-shadow: none; bor=
der-radius: 0px">
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dius: 0px">
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 30px; WHITE-SPACE: normal=
 !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PADD=
ING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box-=
shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D30=
></TD>
<TD style=3D"FONT-SIZE: 0px; HEIGHT: 20px; WIDTH: 580px; WHITE-SPACE: norma=
l !important; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(192,192,192); text-shadow: none; box=
-shadow: none; border-radius: 0px" bgColor=3D#c0c0c0 vAlign=3Dtop width=3D5=
80>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 10pt; text-shadow: =
none; box-shadow: none; border-radius: 0px">
<SPAN style=3D"BORDER-LEFT-WIDTH: 0px; FONT-SIZE: 7.5pt; FONT-FAMILY: Arial=
; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: baseline; BORDER-BOTTOM-WIDTH: 0=
px; FONT-WEIGHT: normal; COLOR: rgb(102,102,102); PADDING-BOTTOM: 0px; FONT=
-STYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIG=
HT: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box=
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o unsubscribe, please send an email to:</SPAN>
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px; FONT-WEIGHT: normal; COLOR: rgb(211,211,211); PADDING-BOTTOM: 0px; FONT=
-STYLE: normal; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; LINE-HEIG=
HT: 10pt; PADDING-RIGHT: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box=
-shadow: none; border-radius: 0px; font-stretch: inherit">.</SPAN>
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nderline; FONT-FAMILY: Arial; BORDER-RIGHT-WIDTH: 0px; VERTICAL-ALIGN: base=
line; BORDER-BOTTOM-WIDTH: 0px; FONT-WEIGHT: normal; COLOR: rgb(102,102,102=
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OTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT=
: 0px; BORDER-TOP-WIDTH: 0px; text-shadow: none; box-shadow: none; border-r=
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