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Content-Type: multipart/mixed; boundary="===============0007419410=="
MIME-Version: 1.0
To: Recipients <no-reply-transact@standardbank.co.za>
From: Standard Bank <no-reply-transact@standardbank.co.za> 
Date: Mon, 10 Mar 2025 11:58:01 +0000
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 Content preview:  Dear Customer, We're happy to be your chosen partner on your
    financial journey to making your dreams possible. As a valued client, we
   would like to inform you about an important update to our Terms a [...] 
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  0.0 URIBL_BLOCKED          ADMINISTRATOR NOTICE: The query to URIBL was blocked.
                             See
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                              for more information.
                             [URI: standardbank.co.za]
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                              Validity was blocked.  See
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                              for more information.
                             [23.95.214.41 listed in bl.score.senderscore.com]
  3.0 KAM_DMARC_REJECT       DKIM has Failed or SPF has failed on the message and
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  0.5 KAM_HTTP_REFRESH       RAW: Contains an http refresh
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  3.5 PHISH_ATTACH           Attachment filename suspicious, probable phishing
  2.0 RDNS_NONE              Delivered to internal network by a host with no rDNS
  0.0 T_HTML_ATTACH          HTML attachment to bypass scanning?
  2.0 PDS_SHORT_SPOOFED_URL  HTML message short and T_SPOOFED_URL (S_U_FP)
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X-Spam-Flag: YES
Subject:  ***SPAM***  SBSA Updated Terms and Conditions.

You will not see this in a MIME-aware mail reader.
--===============0007419410==
Content-Type: multipart/alternative; boundary="===============0639291712=="
MIME-Version: 1.0

--===============0639291712==
Content-Type: text/plain; charset="iso-8859-1"
MIME-Version: 1.0
Content-Transfer-Encoding: quoted-printable
Content-Description: Mail message body



       =

   =

   =

   =

  	  Dear Customer,
 We're happy to be your chosen partner on your financial journey to making =
your dreams possible.
 As a valued client, we would like to inform you about an important update =
to our Terms and Conditions which can be viewed through the attached docume=
nt.
 To make things easier for you, we have summarised the main updates for you=
 below:
	 =

 =

   =

 =

   	 	 =

 =

   =

  	 General Terms and Conditions - for all products?	 =

  =

 =

   	  =

   	 	 =

  Clause 10: now indicates how you will be contacted for information we may=
 require from you at the start of or during your relationship with us.
  =

 =

   =

 =

   	 	 =

  Clause 18: has been updated with the new ombuds contact details.
  =

 =

   =

 =

   	 	 =

  Clause 14.3: has been added to notify you of the reallocation of closed a=
ccount numbers.
  =

 =

   =

 =

   =

 =

   	 	 =

 =

   =

  	 Product Terms and Conditions changes - for all products	 =

  =

 =

   	  =

   	 	 =

  A new clause that covers the Corporation for Deposit Insurance (CODI) has=
 been added to all product Terms and Conditions.
  =

 =

   =

 =

   	 	 =

  The Early Redemption clause for Notice Deposit, Fixed Deposit and Flexi A=
dvantage has been amended.
  =

 =

   =

 =

   	 	 =

 =

   =

  	  For more information,  Please download attached   document.
 Thank you again for your partnering with us on your financial journey.
 Kind regards
The Standard Bank Team
*Terms and conditions apply.

	 =

 =

   The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06). Aut=
horised financial services and registered credit provider (NCRCP15).

Copyright Standard Bank Group Limited. All rights reserved.

Standard Bank email disclaimer and confidentiality note:

This email, its attachments and any rights attaching hereto are, unless the=
 context clearly indicates otherwise, the property of the Standard Bank Gro=
up Limited and/or its subsidiaries ("the group"), and are confidential, pri=
vate and intended for the addressee only. The group treats all personal inf=
ormation as private and confidential in line with its privacy statement. Fo=
r more information on the group's privacy statement visit https://www.stand=
ardbank.co.za/southafrica/personal/about-us/ legal/privacy-statement/

Should you not be the addressee and receive this email by mistake, kindly n=
otify the sender and delete it immediately. Do not disclose or use the emai=
l in any manner whatsoever.

Views and opinions expressed in this email are those of the sender unless c=
learly stated as those of the Group.

The Group accepts no liability whatsoever for any loss or damages howsoever=
 incurred or suffered as a result of or arising from the use of this email =
or its attachments. The group does not warrant the integrity of this email =
nor does it warrant that it is free of errors, viruses, interception or int=
erference.

The Group expressly excludes and contracts outside of sections 11, 12 and 1=
3 of the Electronic Communications and Transactions Act 25 of 2002 in so fa=
r as these provide for and relate to electronic contracting, and no data me=
ssage or electronic communication from the Group will be recognised under a=
ny circumstances as having any legal contractual status as provided for und=
er the aforementioned provisions, unless the Group expressly states so.

Standard Bank will never send you an SMS, an email or any other communicati=
on asking you to update or provide confidential information about you or yo=
ur account. We will also not send you links that take you to a site where y=
ou are required to capture your personal banking information and we will NE=
VER ask you to share your OTPs or passwords. If you have any doubts about t=
he legitimacy of this email or other emails you receive claiming to be from=
 Standard Bank, please report it to the bank by creating a new email with t=
he suspicious email as an attachment and send it to phishing@standardbank.c=
o.za. Delete the suspicious email immediately afterwards.

For more information about Standard Bank Group Limited see  www.standardban=
k.com

Should you wish to unsubscribe, please click  here.

GMS-26056 9/24
--===============0639291712==
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MIME-Version: 1.0
Content-Transfer-Encoding: quoted-printable
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<TD colSpan=3D3><IMG style=3D"WIDTH: 640px; DISPLAY: block" border=3D0 src=
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<P style=3D"FONT-SIZE: 15px; FONT-WEIGHT: bold">Dear Customer,</P>
<P>We're happy to be your chosen partner on your financial journey to makin=
g your dreams possible.</P>
<P>As a valued client, we would like to inform you about an important updat=
e to our Terms and Conditions which can be viewed through the attached docu=
ment.</P>
<P>To make things easier for you, we have summarised the main updates for y=
ou below:</P></TD>
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<TD style=3D'FONT-SIZE: 17px; FONT-FAMILY: arial , "myriad pro"; COLOR: rgb=
(0,0,140); LINE-HEIGHT: 18px' bgColor=3D#ffffff width=3D600>General Terms a=
nd Conditions - for all products?</TD>
<TD style=3D"WIDTH: 20px" bgColor=3D#ffffff></TD></TR>
<TR>
<TD height=3D20></TD></TR></TBODY></TABLE>
<TABLE bgColor=3D#ffffff>
<TBODY>
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<TD rowSpan=3D3 width=3D20></TD>
<TD></TD></TR>
<TR>
<TD style=3D"FONT-SIZE: 13px; COLOR: rgb(71,88,111); LINE-HEIGHT: 18px" wid=
th=3D520><STRONG>Clause 10:</STRONG>&nbsp;now indicates how you will be con=
tacted for information we may require from you at the start of or during yo=
ur relationship with us.</TD></TR>
<TR>
<TD></TD></TR></TBODY></TABLE>
<TABLE style=3D"BORDER-COLLAPSE: collapse" width=3D600 border=3D0>
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<TD></TD></TR>
<TR>
<TD style=3D"FONT-SIZE: 13px; COLOR: rgb(71,88,111); LINE-HEIGHT: 18px" wid=
th=3D520><STRONG>Clause 18:</STRONG>&nbsp;has been updated with the new omb=
uds contact details.</TD></TR>
<TR>
<TD></TD></TR></TBODY></TABLE>
<TABLE style=3D"BORDER-COLLAPSE: collapse" width=3D600 border=3D0>
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<TD rowSpan=3D3 width=3D20></TD>
<TD></TD></TR>
<TR>
<TD style=3D"FONT-SIZE: 13px; COLOR: rgb(71,88,111); LINE-HEIGHT: 18px" wid=
th=3D520><STRONG>Clause 14.3:</STRONG>&nbsp;has been added to notify you of=
 the reallocation of closed account numbers.</TD></TR>
<TR>
<TD></TD></TR></TBODY></TABLE>
<TABLE style=3D"BORDER-COLLAPSE: collapse" width=3D600 border=3D0>
<TBODY>
<TR>
<TD height=3D10></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>
<TABLE cellSpacing=3D0 cellPadding=3D0 width=3D640 bgColor=3D#ffffff>
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<TD style=3D'FONT-SIZE: 17px; FONT-FAMILY: arial , "myriad pro"; COLOR: rgb=
(0,0,140); LINE-HEIGHT: 18px' bgColor=3D#ffffff width=3D600>Product Terms a=
nd Conditions changes - for all products</TD>
<TD style=3D"WIDTH: 20px" bgColor=3D#ffffff></TD></TR>
<TR>
<TD height=3D20></TD></TR></TBODY></TABLE>
<TABLE bgColor=3D#ffffff>
<TBODY>
<TR>
<TD bgColor=3D#ffffff width=3D20></TD>
<TD style=3D'FONT-SIZE: 17px; FONT-FAMILY: arial , "myriad pro"; COLOR: rgb=
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<TABLE style=3D"BORDER-COLLAPSE: collapse" width=3D600 border=3D0>
<TBODY>
<TR>
<TD style=3D"VERTICAL-ALIGN: top" rowSpan=3D3 width=3D40><IMG style=3D"DISP=
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<TD></TD></TR>
<TR>
<TD style=3D"FONT-SIZE: 13px; COLOR: rgb(71,88,111); LINE-HEIGHT: 18px" wid=
th=3D520>A new clause that covers the&nbsp;<STRONG>Corporation for Deposit =
Insurance (CODI)</STRONG>&nbsp;has been added to all product Terms and Cond=
itions.</TD></TR>
<TR>
<TD></TD></TR></TBODY></TABLE>
<TABLE style=3D"BORDER-COLLAPSE: collapse" width=3D600 border=3D0>
<TBODY>
<TR>
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<TABLE style=3D"BORDER-COLLAPSE: collapse" width=3D600 border=3D0>
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<TD style=3D"VERTICAL-ALIGN: top" rowSpan=3D3 width=3D40><IMG style=3D"DISP=
LAY: block" border=3D0 src=3D"https://ci3.googleusercontent.com/meips/ADKq_=
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TD>
<TD rowSpan=3D3 width=3D20></TD>
<TD></TD></TR>
<TR>
<TD style=3D"FONT-SIZE: 13px; COLOR: rgb(71,88,111); LINE-HEIGHT: 18px" wid=
th=3D520>The Early Redemption clause for Notice Deposit, Fixed Deposit and =
Flexi Advantage has been amended.</TD></TR>
<TR>
<TD></TD></TR></TBODY></TABLE>
<TABLE style=3D"BORDER-COLLAPSE: collapse" width=3D600 border=3D0>
<TBODY>
<TR>
<TD height=3D10></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>
<TABLE cellSpacing=3D0 cellPadding=3D0 width=3D640 bgColor=3D#ffffff>
<TBODY>
<TR>
<TD width=3D20></TD>
<TD bgColor=3D#0032a0 height=3D5 width=3D600></TD>
<TD width=3D20></TD></TR></TBODY></TABLE>
<TABLE cellSpacing=3D0 cellPadding=3D0 width=3D640 bgColor=3D#ffffff>
<TBODY>
<TR>
<TD height=3D20></TD></TR>
<TR>
<TD bgColor=3D#ffffff width=3D20></TD>
<TD style=3D'FONT-FAMILY: arial , "myriad pro"; LINE-HEIGHT: 18px' bgColor=
=3D#ffffff width=3D600>
<P><FONT color=3D#47586f><SPAN style=3D"FONT-SIZE: 13px">For more informati=
on,&nbsp; </SPAN></FONT><SPAN style=3D'BOX-SIZING: border-box; FONT-SIZE: s=
mall; FONT-FAMILY: "arial narrow" , sans-serif; BORDER-TOP-COLOR: rgb(221,2=
21,221); BORDER-LEFT-COLOR: rgb(221,221,221); COLOR: rgb(51,51,51); BORDER-=
BOTTOM-COLOR: rgb(221,221,221); BORDER-RIGHT-COLOR: rgb(221,221,221)'>Pleas=
e&nbsp;</SPAN><SPAN style=3D'BOX-SIZING: border-box; FONT-SIZE: 10px; FONT-=
FAMILY: "arial narrow" , sans-serif; BORDER-TOP-COLOR: rgb(221,221,221); BO=
RDER-LEFT-COLOR: rgb(221,221,221); FONT-WEIGHT: bolder; COLOR: rgb(1,22,77)=
; BORDER-BOTTOM-COLOR: rgb(221,221,221); BORDER-RIGHT-COLOR: rgb(221,221,22=
1)'><FONT size=3D3>download attached</FONT></SPAN> <SPAN style=3D'BOX-SIZIN=
G: border-box; FONT-SIZE: 10px; FONT-FAMILY: "arial narrow" , sans-serif; B=
ORDER-TOP-COLOR: rgb(221,221,221); BORDER-LEFT-COLOR: rgb(221,221,221); COL=
OR: rgb(1,22,77); BORDER-BOTTOM-COLOR: rgb(221,221,221); BORDER-RIGHT-COLOR=
: rgb(221,221,221)'>&nbsp;</SPAN><SPAN style=3D'BOX-SIZING: border-box; FON=
T-FAMILY: "arial narrow" , sans-serif; BORDER-TOP-COLOR: rgb(221,221,221); =
BORDER-LEFT-COLOR: rgb(221,221,221); FONT-WEIGHT: bolder; BORDER-BOTTOM-COL=
OR: rgb(221,221,221); BORDER-RIGHT-COLOR: rgb(221,221,221)'><FONT color=3D#=
333333 size=3D2><SPAN style=3D"BOX-SIZING: border-box; BORDER-TOP-COLOR: rg=
b(221,221,221); BORDER-LEFT-COLOR: rgb(221,221,221); BORDER-BOTTOM-COLOR: r=
gb(221,221,221); BORDER-RIGHT-COLOR: rgb(221,221,221)"></SPAN></FONT> <SPAN=
 style=3D"BORDER-LEFT-WIDTH: 0px; BOX-SIZING: border-box; BORDER-RIGHT-WIDT=
H: 0px; BORDER-TOP-COLOR: rgb(221,221,221); VERTICAL-ALIGN: baseline; BORDE=
R-BOTTOM-WIDTH: 0px; BORDER-LEFT-COLOR: rgb(221,221,221); PADDING-BOTTOM: 0=
px; BORDER-BOTTOM-COLOR: rgb(221,221,221); PADDING-TOP: 0px; PADDING-LEFT: =
0px; MARGIN: 0px; BORDER-RIGHT-COLOR: rgb(221,221,221); PADDING-RIGHT: 0px;=
 BORDER-TOP-WIDTH: 0px"><FONT color=3D#333333 size=3D2>document</FONT></SPA=
N></SPAN><FONT color=3D#47586f><SPAN style=3D"FONT-SIZE: 13px">.</SPAN></FO=
NT></P>
<P style=3D"FONT-SIZE: 13px; COLOR: rgb(71,88,111)">Thank you again for you=
r partnering with us on your financial journey.</P>
<P style=3D"FONT-SIZE: 13px; COLOR: rgb(71,88,111)">Kind regards<BR><STRONG=
>The Standard Bank Team</STRONG><BR><SPAN style=3D"FONT-SIZE: 9px">*Terms a=
nd conditions apply.</SPAN></P><BR></TD>
<TD bgColor=3D#ffffff width=3D20></TD></TR></TBODY></TABLE></TD></TR></TBOD=
Y></TABLE>
<TABLE style=3D'FONT-SIZE: 14px; FONT-FAMILY: "Segoe UI" , "Lucida Sans" , =
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<TD style=3D'FONT-SIZE: 9px; FONT-FAMILY: arial , "myriad pro"; COLOR: rgb(=
0,0,50); PADDING-BOTTOM: 40px; PADDING-TOP: 40px; PADDING-LEFT: 40px; LINE-=
HEIGHT: 14px; PADDING-RIGHT: 40px'>The Standard Bank of South Africa Limite=
d (Reg. No. 1962/000738/06). Authorised financial services and registered c=
redit provider (NCRCP15).<BR><BR>Copyright Standard Bank Group Limited. All=
 rights reserved.<BR><BR><STRONG>Standard Bank email disclaimer and confide=
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ttaching hereto are, unless the context clearly indicates otherwise, the pr=
operty of the Standard Bank Group Limited and/or its subsidiaries ("the gro=
up"), and are confidential, private and intended for the addressee only. Th=
e group treats all personal information as private and confidential in line=
 with its privacy statement. For more information on the group's privacy st=
atement visit&nbsp;<SPAN id=3Dv1v1v1v1m_-4161189046154383594gmail-OBJ_PREFI=
X_DWT51_com_zimbra_url style=3D"COLOR: rgb(0,90,149)"><A style=3D"COLOR: rg=
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.co.za%252F%253Fqs%253D8e983b8b545a14aadd78415947a41d27cf7279e04c4b272e11a4=
9d7b6b8f0a896b7843b8dbb68ae08773a5dd1e352c3b5e2769adaa0f244a8db16d291551131=
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u not be the addressee and receive this email by mistake, kindly notify the=
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manner whatsoever.<BR><BR>Views and opinions expressed in this email are th=
ose of the sender unless clearly stated as those of the Group.<BR><BR>The G=
roup accepts no liability whatsoever for any loss or damages howsoever incu=
rred or suffered as a result of or arising from the use of this email or it=
s attachments. The group does not warrant the integrity of this email nor d=
oes it warrant that it is free of errors, viruses, interception or interfer=
ence.<BR><BR>The Group expressly excludes and contracts outside of sections=
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2002 in so far as these provide for and relate to electronic contracting, a=
nd no data message or electronic communication from the Group will be recog=
nised under any circumstances as having any legal contractual status as pro=
vided for under the aforementioned provisions, unless the Group expressly s=
tates so.<BR><BR><STRONG>Standard Bank</STRONG>&nbsp;will never send you an=
 SMS, an email or any other communication asking you to update or provide c=
onfidential information about you or your account. We will also not send yo=
u links that take you to a site where you are required to capture your pers=
onal banking information and we will NEVER ask you to share your OTPs or pa=
sswords. If you have any doubts about the legitimacy of this email or other=
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the bank by creating a new email with the suspicious email as an attachment=
 and send it to&nbsp;<SPAN id=3Dv1v1v1v1m_-4161189046154383594gmail-OBJ_PRE=
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OLOR: rgb(0,90,149)">phishing@standardbank.co.za</A></SPAN>. Delete the sus=
picious email immediately afterwards.<BR><BR>For more information about Sta=
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