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From: Standard Bank <info@pmtaza.sbs>
To: danielle@govan.co.za
Date: 3 Feb 2025 16:25:39 +0200
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 Content preview:  Dear Customer, We're happy to be your chosen partner on your
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Subject:  ***SPAM***  Important Changes to Terms and Conditions

This is a multi-part message in MIME format.

------=_NextPart_000_0012_ADABF7CB.90F77327
Content-Type: text/html
Content-Transfer-Encoding: quoted-printable

<html><head>
<meta http-equiv=3D"X-UA-Compatible" content=3D"IE=3Dedge">
</head>
<body><p><br></p><div class=3D"v1v1rightcol"><div id=3D"v1v1message-objects=
"></div><div id=3D"v1v1messagebody"><div class=3D"v1v1message-htmlpart" id=
=3D"v1v1message-htmlpart1"><div class=3D"v1v1rcmBody" id=3D"v1v1message-htm=
lpart1"><div><table width=3D"640" align=3D"center" style=3D'color: rgb(0, 0=
, 0); font-family: "Segoe UI" , "Lucida Sans" , sans-serif; font-size: 14px=
;' border=3D"0" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><td colspan=
=3D"3">
<img width=3D"640" height=3D"300" style=3D"width: 640px; display: block;" s=
rc=3D"https://ci3.googleusercontent.com/meips/ADKq_NZ8WlTkJlV9H1AQA5BBxElt4=
ELbj6gxofpHpAiTGNScW1VvsnwoUt8dG_8GBcZKQT1d3GxfU7278dmrfDFqxJxTPJeR0XogZNRI=
sPCUWNBVkYSgfkkLZ3eZMh3DgrENKy91Z_XwLlsvV_iPFxQP0bYDo1Q=3Ds0-d-e1-ft#https:=
//www.standardbank.co.za/static_file/Campaigns/Studio/online2024/GMS-26056/=
Masthead.png" border=3D"0"></td></tr><tr><td><table width=3D"640" bgcolor=
=3D"#ffffff" cellspacing=3D"0"><tbody><tr><td height=3D"20" colspan=3D"3">
</td></tr><tr><td width=3D"20" bgcolor=3D"#ffffff"></td><td width=3D"600" s=
tyle=3D'color: rgb(71, 88, 111); line-height: 18px; font-family: arial , "m=
yriad pro"; font-size: 13px;' bgcolor=3D"#ffffff"><p style=3D"font-size: 15=
px; font-weight: bold;">Dear Customer,</p><p>We're happy to be your chosen =
partner on your financial journey to making your dreams possible.</p><p>
As a valued client, we would like to inform you about an important  update =
to our Terms and Conditions which can be viewed through the  attached docum=
ent below.</p><p>To make things easier for you, we have summarised the main=
 updates for you below:</p></td><td style=3D"padding: 0px; width: 20px;" bg=
color=3D"#ffffff"></td></tr></tbody></table><table width=3D"640" bgcolor=3D=
"#ffffff" cellspacing=3D"0" cellpadding=3D"0"><tbody><tr><td height=3D"10">=
</td></tr></tbody></table>
<table width=3D"640" bgcolor=3D"#ffffff" cellspacing=3D"0" cellpadding=3D"0=
"><tbody><tr><td width=3D"20"></td><td width=3D"600" height=3D"5" bgcolor=
=3D"#0032a0"></td><td width=3D"20"></td></tr></tbody></table><table width=
=3D"640" bgcolor=3D"#ffffff" cellspacing=3D"0"><tbody><tr><td height=3D"20"=
></td></tr><tr><td width=3D"20" bgcolor=3D"#ffffff"></td><td width=3D"600" =
style=3D'color: rgb(0, 0, 140); line-height: 18px; font-family: arial , "my=
riad pro"; font-size: 17px;' bgcolor=3D"#ffffff">
General Terms and Conditions - for all products?</td><td style=3D"width: 20=
px;" bgcolor=3D"#ffffff"></td></tr><tr><td height=3D"20"></td></tr></tbody>=
</table><table bgcolor=3D"#ffffff"><tbody><tr><td width=3D"20" bgcolor=3D"#=
ffffff"></td><td width=3D"600" style=3D'color: rgb(0, 0, 140); line-height:=
 20px; font-family: arial , "myriad pro"; font-size: 17px;'><table width=3D=
"600" style=3D"border-collapse: collapse;" border=3D"0"><tbody><tr><td widt=
h=3D"40" style=3D"vertical-align: top;" rowspan=3D"3">
<img width=3D"40" height=3D"40" style=3D"display: block;" src=3D"https://ci=
3.googleusercontent.com/meips/ADKq_Nawo3NVPZLWAqVV25Rtk2Y1DwZnHZComZyjZF5-u=
gV7m1x8Q6ATgafPo46kIJXcIJ3mSGNaAvosiv2KkBeKA-Rmhh5mwuX8eVYS-ENQ_0eCt43Y6G7b=
Lf1JfcMq20Gn_gtPUpInxstjyRbY6DqD4MAOAN8=3Ds0-d-e1-ft#https://www.standardba=
nk.co.za/static_file/Campaigns/Studio/online2024/GMS-26056/icn_mail.png" bo=
rder=3D"0"></td><td width=3D"20" rowspan=3D"3"></td><td></td></tr><tr>
<td width=3D"520" style=3D"color: rgb(71, 88, 111); line-height: 18px; font=
-size: 13px;"><strong>Clause 10:</strong>&nbsp;now indicates how you will b=
e contacted for information we may require from you at the start of or duri=
ng your relationship with us.</td></tr><tr><td></td></tr></tbody></table><t=
able width=3D"600" style=3D"border-collapse: collapse;" border=3D"0"><tbody=
><tr><td height=3D"10"></td></tr></tbody></table><table width=3D"600" style=
=3D"border-collapse: collapse;" border=3D"0"><tbody><tr>
<td width=3D"40" style=3D"vertical-align: top;" rowspan=3D"3"><img width=3D=
"40" height=3D"40" style=3D"display: block;" src=3D"https://ci3.googleuserc=
ontent.com/meips/ADKq_Nac3XJtxBHOMbH9mt6EXgsCArls8b3gf2n0-trNlUt6XuJWNzjwJb=
Bg-r0EyR4vcRu-0PiHt0QLRaeE0dj345FVZ2fJNoFpTFmOkyHHyCxrSeRexaQQnXwYotMcM-qmB=
7Adlcrr1KdOIfkT6ZXlazncq6sf=3Ds0-d-e1-ft#https://www.standardbank.co.za/sta=
tic_file/Campaigns/Studio/online2024/GMS-26056/icn_phone.png" border=3D"0">=
</td><td width=3D"20" rowspan=3D"3"></td><td></td></tr><tr>
<td width=3D"520" style=3D"color: rgb(71, 88, 111); line-height: 18px; font=
-size: 13px;"><strong>Clause 18:</strong>&nbsp;has been updated with the ne=
w ombuds contact details.</td></tr><tr><td></td></tr></tbody></table><table=
 width=3D"600" style=3D"border-collapse: collapse;" border=3D"0"><tbody><tr=
><td height=3D"10"></td></tr></tbody></table><table width=3D"600" style=3D"=
border-collapse: collapse;" border=3D"0"><tbody><tr><td width=3D"40" style=
=3D"vertical-align: top;" rowspan=3D"3">
<img width=3D"40" height=3D"40" style=3D"display: block;" src=3D"https://ci=
3.googleusercontent.com/meips/ADKq_NZ50En0mxk_BqoevmOwljgpN9ps-SoT88v9HB6Oz=
Kp2Ucr3YWjqKuG7nlsfoQp9zwPkJupeQ7INHNW7s84NzpftlGJ86Y7KYRVq_abh1MJg4Yl27_3O=
0V0Pxv3QoRVlG6TK5FqQBhXIfcOIeW4JN_38KDxUvQ=3Ds0-d-e1-ft#https://www.standar=
dbank.co.za/static_file/Campaigns/Studio/online2024/GMS-26056/icn_reload.pn=
g" border=3D"0"></td><td width=3D"20" rowspan=3D"3"></td><td></td></tr><tr>=

<td width=3D"520" style=3D"color: rgb(71, 88, 111); line-height: 18px; font=
-size: 13px;"><strong>Clause 14.3:</strong>&nbsp;has been added to notify y=
ou of the reallocation of closed account numbers.</td></tr><tr><td></td></t=
r></tbody></table><table width=3D"600" style=3D"border-collapse: collapse;"=
 border=3D"0"><tbody><tr><td height=3D"10"></td></tr></tbody></table></td><=
/tr></tbody></table><table width=3D"640" bgcolor=3D"#ffffff" cellspacing=3D=
"0" cellpadding=3D"0"><tbody><tr><td height=3D"10"></td></tr></tbody>
</table><table width=3D"640" bgcolor=3D"#ffffff" cellspacing=3D"0" cellpadd=
ing=3D"0"><tbody><tr><td width=3D"20"></td><td width=3D"600" height=3D"1" b=
gcolor=3D"#d9dada"></td><td width=3D"20"></td></tr></tbody></table><table w=
idth=3D"640" bgcolor=3D"#ffffff" cellspacing=3D"0"><tbody><tr><td height=3D=
"20"></td></tr><tr><td width=3D"20" bgcolor=3D"#ffffff"></td><td width=3D"6=
00" style=3D'color: rgb(0, 0, 140); line-height: 18px; font-family: arial ,=
 "myriad pro"; font-size: 17px;' bgcolor=3D"#ffffff">
Product Terms and Conditions changes - for all products</td><td style=3D"wi=
dth: 20px;" bgcolor=3D"#ffffff"></td></tr><tr><td height=3D"20"></td></tr><=
/tbody></table><table bgcolor=3D"#ffffff"><tbody><tr><td width=3D"20" bgcol=
or=3D"#ffffff"></td><td width=3D"600" style=3D'color: rgb(0, 0, 140); line-=
height: 20px; font-family: arial , "myriad pro"; font-size: 17px;'><table w=
idth=3D"600" style=3D"border-collapse: collapse;" border=3D"0"><tbody><tr><=
td width=3D"40" style=3D"vertical-align: top;" rowspan=3D"3">
<img width=3D"40" height=3D"40" style=3D"display: block;" src=3D"https://ci=
3.googleusercontent.com/meips/ADKq_NZySc-p7L8aHyIj3D3T37L3UgjW21bAovbxChuGO=
7fzjN_Q0hPVdKc3u0-3ha4YayWLn4-cUFYST5AFWl6M4_h_tIwAeeTbQMtQzCo5JQ0PlBtYTArD=
wyK0J_hGJxrZ3Nfv0jLkCJEKUHNWZkAv9rdecfRBY1bG=3Ds0-d-e1-ft#https://www.stand=
ardbank.co.za/static_file/Campaigns/Studio/online2024/GMS-26056/icn_umbrell=
a.png" border=3D"0"></td><td width=3D"20" rowspan=3D"3"></td><td></td></tr>=
<tr>
<td width=3D"520" style=3D"color: rgb(71, 88, 111); line-height: 18px; font=
-size: 13px;">A new clause that covers the&nbsp;<strong>Corporation for Dep=
osit Insurance (CODI)</strong>&nbsp;has been added to all product Terms and=
 Conditions.</td></tr><tr><td></td></tr></tbody></table><table width=3D"600=
" style=3D"border-collapse: collapse;" border=3D"0"><tbody><tr><td height=
=3D"10"></td></tr></tbody></table><table width=3D"600" style=3D"border-coll=
apse: collapse;" border=3D"0"><tbody><tr>
<td width=3D"40" style=3D"vertical-align: top;" rowspan=3D"3"><img width=3D=
"40" height=3D"40" style=3D"display: block;" src=3D"https://ci3.googleuserc=
ontent.com/meips/ADKq_NYRdTQAVH7rgidffhMg5sTV2AiEcIJxc7Ffg8QVyxgJBwU9pjmzmL=
W2KDUubML_OyooW6YOm-3sKHjnjehKgr7i_q-LGYSJZhkm47ujs3lh_77VY_8d4yp1nuuCVfFn0=
lIh1_ZgZ8F0TuocOb9F5M8x99W4Zs7XsA=3Ds0-d-e1-ft#https://www.standardbank.co.=
za/static_file/Campaigns/Studio/online2024/GMS-26056/icn_hourglass.png" bor=
der=3D"0"></td><td width=3D"20" rowspan=3D"3"></td><td></td></tr><tr>
<td width=3D"520" style=3D"color: rgb(71, 88, 111); line-height: 18px; font=
-size: 13px;">The Early Redemption clause for Notice Deposit, Fixed Deposit=
 and Flexi Advantage has been amended.</td></tr><tr><td></td></tr></tbody><=
/table><table width=3D"600" style=3D"border-collapse: collapse;" border=3D"=
0"><tbody><tr><td height=3D"10"></td></tr></tbody></table></td></tr></tbody=
></table><table width=3D"640" bgcolor=3D"#ffffff" cellspacing=3D"0" cellpad=
ding=3D"0"><tbody><tr><td width=3D"20"></td>
<td width=3D"600" height=3D"5" bgcolor=3D"#0032a0"></td><td width=3D"20"></=
td></tr></tbody></table><table width=3D"640" bgcolor=3D"#ffffff" cellspacin=
g=3D"0" cellpadding=3D"0"><tbody><tr><td height=3D"20"></td></tr><tr><td wi=
dth=3D"20" bgcolor=3D"#ffffff"></td><td width=3D"600" style=3D'line-height:=
 18px; font-family: arial , "myriad pro";' bgcolor=3D"#ffffff"><p><font col=
or=3D"#47586f"><span style=3D"font-size: 13px;">For more information,&nbsp;=
 </span></font>
<span style=3D'border-color: rgb(221, 221, 221); color: rgb(51, 51, 51); fo=
nt-family: "arial narrow" , sans-serif; font-size: small; box-sizing: borde=
r-box;'>Please&nbsp;</span><span style=3D'border-color: rgb(221, 221, 221);=
 color: rgb(1, 22, 77); font-family: "arial narrow" , sans-serif; font-size=
: 10px; font-weight: bolder; box-sizing: border-box;'><font size=3D"3">down=
load attached</font></span>
 <span style=3D'border-color: rgb(221, 221, 221); color: rgb(1, 22, 77); fo=
nt-family: "arial narrow" , sans-serif; font-size: 10px; box-sizing: border=
-box;'>&nbsp;</span><span style=3D'border-color: rgb(221, 221, 221); font-f=
amily: "arial narrow" , sans-serif; font-weight: bolder; box-sizing: border=
-box;'><font color=3D"#333333" size=3D"2"><span style=3D"border-color: rgb(=
221, 221, 221); box-sizing: border-box;"></span></font>
 <span style=3D"border-width: 0px; border-color: rgb(221, 221, 221); margin=
: 0px; padding: 0px; vertical-align: baseline; box-sizing: border-box;"><fo=
nt color=3D"#333333" size=3D"2">document</font></span></span><font color=3D=
"#47586f"><span style=3D"font-size: 13px;">.</span></font></p><p style=3D"c=
olor: rgb(71, 88, 111); font-size: 13px;">Thank you again for your partneri=
ng with us on your financial journey.</p><p style=3D"color: rgb(71, 88, 111=
); font-size: 13px;">Kind regards<br><strong>
The Standard Bank Team</strong><br><span style=3D"font-size: 9px;">*Terms a=
nd conditions apply.</span></p><br></td><td width=3D"20" bgcolor=3D"#ffffff=
"></td></tr></tbody></table></td></tr></tbody></table><table width=3D"640" =
align=3D"center" style=3D'color: rgb(0, 0, 0); font-family: "Segoe UI" , "L=
ucida Sans" , sans-serif; font-size: 14px;' bgcolor=3D"#d9dada" border=3D"0=
" cellspacing=3D"0" cellpadding=3D"20"><tbody><tr>
<td style=3D'padding: 40px; color: rgb(0, 0, 50); line-height: 14px; font-f=
amily: arial , "myriad pro"; font-size: 9px;'>The Standard Bank of South Af=
rica Limited (Reg. No. 1962/000738/06).  Authorised financial services and =
registered credit provider (NCRCP15).<br><br>Copyright Standard Bank Group =
Limited. All rights reserved.<br><br><strong>Standard Bank email disclaimer=
 and confidentiality note:</strong><br><br>
This email, its attachments and any rights attaching hereto are, unless the=
  context clearly indicates otherwise, the property of the Standard Bank  G=
roup Limited and/or its subsidiaries ("the group"), and are  confidential, =
private and intended for the addressee only. The group  treats all personal=
 information as private and confidential in line with its privacy statement=
=2E For more information on the group's privacy  statement visit&nbsp;<span=
=20
id=3D"v1v1v1m_-4161189046154383594gmail-OBJ_PREFIX_DWT51_com_zimbra_url" st=
yle=3D"color: rgb(0, 90, 149);">
<a style=3D"color: rgb(0, 90, 149);" href=3D"https://deref-mail.com/mail/cl=
ient/ZZOmLEOLfi8/dereferrer/?redirectUrl=3Dhttps%3A%2F%2Fderef-mail.com%2Fm=
ail%2Fclient%2FBjGDUyxlooI%2Fdereferrer%2F%3FredirectUrl%3Dhttps%253A%252F%=
252Fclick.e.standardbank.co.za%252F%253Fqs%253D8e983b8b545a14aadd78415947a4=
1d27cf7279e04c4b272e11a49d7b6b8f0a896b7843b8dbb68ae08773a5dd1e352c3b5e2769a=
daa0f244a8db16d2915511317" target=3D"_blank">
https://www.standardbank.co.za/southafrica/personal/about-us/ legal/privacy=
-statement/</a></span><br><br>Should you not be the addressee and receive t=
his email by mistake, kindly  notify the sender and delete it immediately. =
Do not disclose or use the  email in any manner whatsoever.<br><br>Views an=
d opinions expressed in this email are those of the sender unless clearly s=
tated as those of the Group.<br><br>
The Group accepts no liability whatsoever for any loss or damages howsoever=
 incurred or suffered as a result of or arising from the use of this  email=
 or its attachments. The group does not warrant the integrity of  this emai=
l nor does it warrant that it is free of errors, viruses,  interception or =
interference.<br><br>
The Group expressly excludes and  contracts outside of sections 11, 12 and =
13 of the Electronic  Communications and Transactions Act 25 of 2002 in so =
far as these  provide for and relate to electronic contracting, and no data=
 message or electronic communication from the Group will be recognised unde=
r any  circumstances as having any legal contractual status as provided for=
  under the aforementioned provisions, unless the Group expressly states  s=
o.<br><br><strong>Standard Bank</strong>
&nbsp;will never send you an SMS, an email or any other communication askin=
g you to update or provide  confidential information about you or your acco=
unt. We will also not  send you links that take you to a site where you are=
 required to capture your personal banking information and we will NEVER as=
k you to share  your OTPs or passwords. If you have any doubts about the le=
gitimacy of  this email or other emails you receive claiming to be from Sta=
ndard  Bank, please report it to the bank by=20
creating a new email with the  suspicious email as an attachment and send i=
t to&nbsp;<span id=3D"v1v1v1m_-4161189046154383594gmail-OBJ_PREFIX_DWT52_Zm=
EmailObjectHandler" style=3D"color: rgb(0, 90, 149);"><a style=3D"color: rg=
b(0, 90, 149);" target=3D"_blank">phishing@standardbank.co.za</a></span>. D=
elete the suspicious email immediately afterwards.<br><br>
 For more information about Standard Bank Group Limited see&nbsp;<span id=
=3D"v1v1v1m_-4161189046154383594gmail-OBJ_PREFIX_DWT53_com_zimbra_url" styl=
e=3D"color: rgb(0, 90, 149);">
<a style=3D"color: rgb(0, 90, 149);" href=3D"https://deref-mail.com/mail/cl=
ient/sIQ1pLF_8pk/dereferrer/?redirectUrl=3Dhttps%3A%2F%2Fderef-mail.com%2Fm=
ail%2Fclient%2FUNUYYj7AUFg%2Fdereferrer%2F%3FredirectUrl%3Dhttps%253A%252F%=
252Fclick.e.standardbank.co.za%252F%253Fqs%253D8e983b8b545a14aa94a78fa3a1aa=
ae77ff26e8e8f009b5c3112013dbf4877c764aa5a73ac6b083e1bce45bf347c0872ce5b8838=
db1e49b6cf6866d6b664c3106" target=3D"_blank"> www.standardbank.com</a></spa=
n><br><br>
 Should you wish to unsubscribe, please click&nbsp;<span id=3D"v1v1v1m_-416=
1189046154383594gmail-OBJ_PREFIX_DWT54_com_zimbra_url" style=3D"color: rgb(=
0, 90, 149);">
 <a name=3D"v1v1v1m_-4161189046154383594_Unsubscribe" style=3D"color: rgb(0=
, 90, 149);" href=3D"https://deref-mail.com/mail/client/HYieB5zyp5w/derefer=
rer/?redirectUrl=3Dhttps%3A%2F%2Fderef-mail.com%2Fmail%2Fclient%2FScuzSw1Re=
os%2Fdereferrer%2F%3FredirectUrl%3Dhttps%253A%252F%252Fclick.e.standardbank=
=2Eco.za%252F%253Fqs%253D8e983b8b545a14aacdc0f48a2f8b460876730ec2b1d0c9a3ea=
dcd4ed20f0a58ca5682fd93c6037758c99477435c5052a620f53f04edab6c2cc3c8bbad3030=
457" target=3D"_blank">here</a></span>.<br><br>
 GMS-26056 9/24</td></tr></tbody></table></div></div></div></div></div></bo=
dy></html>
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