File: /home/govancoz/mail/.spam/new/1705902265.M11531P2901635.zacp120.ve.host,S=153864,W=156202
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Return-path: <Qardstatements@standardbank.co.za>
Envelope-to: janine@govan.co.za
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Mon, 22 Jan 2024 07:44:24 +0200
From: Standard Bank <Qardstatements@standardbank.co.za>
To: janine@govan.co.za
Date: 22 Jan 2024 07:43:42 +0200
Message-ID: <20240122074341.BC363EAA9ADEDF5A@standardbank.co.za>
MIME-Version: 1.0
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X-Spam-Report: Spam detection software, running on the system "zacp120.ve.host",
has identified this incoming email as possible spam. The original
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Content preview: Dear.Client A payment has been made to your account. To view
the details of the payment, please open the attached PDF file. You may require
Adobe Acrobat Reader on your computer to open the PDF file. If you do not
have this software, you can download it free of charge from https://get.adobe.com/reader/.
Content analysis details: (12.5 points, 5.0 required)
pts rule name description
---- ---------------------- --------------------------------------------------
1.5 SPF_HELO_SOFTFAIL SPF: HELO does not match SPF record (softfail)
1.5 SPF_SOFTFAIL SPF: sender does not match SPF record (softfail)
0.1 MIME_HTML_ONLY BODY: Message only has text/html MIME parts
0.0 HTML_FONT_LOW_CONTRAST BODY: HTML font color similar or
identical to background
0.0 HTML_MESSAGE BODY: HTML included in message
1.3 RCVD_IN_VALIDITY_RPBL RBL: Relay in Validity RPBL,
https://senderscore.org/blocklistlookup/
[102.33.124.142 listed in bl.score.senderscore.com]
0.0 KAM_DMARC_STATUS Test Rule for DKIM or SPF Failure with Strict
Alignment
0.0 T_DOC_ATTACH_NO_EXT Document attachment with suspicious name
-0.0 T_SCC_BODY_TEXT_LINE No description available.
0.5 KAM_NUMSUBJECT Subject ends in numbers excluding current years
1.0 FROM_BANK_NOAUTH From Bank domain but no SPF or DKIM
0.0 TVD_PH_BODY_ACCOUNTS_POST No description available.
1.5 KAM_DMARC_QUARANTINE DKIM has Failed or SPF has failed on the
message and the domain has a DMARC
quarantine policy
2.0 RDNS_NONE Delivered to internal network by a host with no rDNS
0.4 HTML_FONT_TINY_NORDNS Font too small to read, no rDNS
1.6 TVD_PH_BODY_META_ALL No description available.
1.1 NORDNS_LOW_CONTRAST No rDNS + hidden text
X-Spam-Flag: YES
Subject: ***SPAM*** R58,758 Paid to Acc 2411 From Johannesburg ZAF 22-01-2024
This is a multi-part message in MIME format.
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 560px; PADDING-BOTTOM: 0px; PADDING-TOP=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 47px; PADDING-BOTTOM: 0px; PADDING-TOP:=
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<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 43px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 46px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 560px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 46px; PADDING-RIGHT: 0px; BACKGROUND-=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D"F=
ONT-SIZE: 10pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: normal=
; LINE-HEIGHT: 1">If you have any questions or would like more information,=
email bsupport@standardbank.co.za or call our Customer Contact Centre on 0=
860 123 000. If you are calling from outside South Africa, call</SPAN><SPAN=
style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; COLOR: =
#ffffff; FONT-STYLE: normal; LINE-HEIGHT: 1">.</SPAN>
<SPAN style=3D"FONT-SIZE: 10pt; FONT-FAMILY: Arial; FONT-WEIGHT: bold; FONT=
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0px; PADDING-LEFT: 0px; MIN-HEIGHT: 46px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 43px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 15px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 560px; PADDING-BOTTOM: 0px; PADDING-TOP=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 47px; PADDING-BOTTOM: 0px; PADDING-TOP:=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"></P></TD></TR></=
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<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 43px; PADDING-BOTTOM: 0px; PADDING-TOP:=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 560px; PADDING-BOTTOM: 0px; PADDING-TOP=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D"F=
ONT-SIZE: 10pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: normal=
; LINE-HEIGHT: 1">Our consultants are available between 8am and 9pm on week=
days, and 8am and 4pm on weekends and public holidays.</SPAN></P></TD>
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/TR></TBODY>
<TBODY>
<TR>
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 47px; PADDING-BOTTOM: 0px; PADDING-TOP:=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 560px; PADDING-BOTTOM: 0px; PADDING-TOP=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D"F=
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0px; PADDING-LEFT: 0px; MIN-HEIGHT: 15px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D15 vAlign=3Dtop width=3D47></TD><=
/TR></TBODY>
<TBODY>
<TR>
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0px; PADDING-LEFT: 0px; MIN-HEIGHT: 15px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 560px; PADDING-BOTTOM: 0px; PADDING-TOP=
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>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 47px; PADDING-BOTTOM: 0px; PADDING-TOP:=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 43px; PADDING-BOTTOM: 0px; PADDING-TOP:=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 560px; PADDING-BOTTOM: 0px; PADDING-TOP=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 47px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 15px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"></P></TD></TR></=
TBODY></TABLE>
<TABLE style=3D"WIDTH: 650px; BORDER-COLLAPSE: collapse; BACKGROUND-COLOR: =
#ffffff; border-radius: 0.00px 0.00px 0.00px 0.00px" cellSpacing=3D0 width=
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<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 650px; PADDING-BOTTOM: 0px; PADDING-TOP=
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COLOR: #ffffff" bgColor=3D#ffffff height=3D36 vAlign=3Dtop width=3D650>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><img style=3D"WI=
DTH: 600px; MIN-HEIGHT: 36px" alt src=3D"cid:mail" width=3D"600" align=3D"m=
iddle" height=3D"36"> </P></TD></TR></TBODY></TABLE>
<TABLE style=3D"WIDTH: 650px; BORDER-COLLAPSE: collapse; BACKGROUND-COLOR: =
#ffffff; border-radius: 0.00px 0.00px 0.00px 0.00px" cellSpacing=3D0 width=
=3D650 align=3Dcenter bgColor=3D#ffffff>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 217px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 15px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D15 vAlign=3Dtop width=3D217></TD=
>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 217px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 15px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D15 vAlign=3Dtop width=3D217></TD=
>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 217px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 15px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D15 vAlign=3Dtop width=3D217>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"></P></TD></TR></=
TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 217px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 15px; PADDING-RIGHT: 0px; BACKGROUND-=
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<P style=3D"TEXT-ALIGN: center; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D=
"FONT-SIZE: 10pt; FONT-FAMILY: Arial; FONT-WEIGHT: bold; FONT-STYLE: normal=
; LINE-HEIGHT: 1">Contact us:</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 217px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 15px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D15 vAlign=3Dtop width=3D217>
<P style=3D"TEXT-ALIGN: center; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D=
"FONT-SIZE: 10pt; FONT-FAMILY: Arial; FONT-WEIGHT: bold; FONT-STYLE: normal=
; LINE-HEIGHT: 1">Follow us on:</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 217px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 15px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D15 vAlign=3Dtop width=3D217></TD=
></TR></TBODY></TABLE>
<TABLE style=3D"WIDTH: 650px; BORDER-COLLAPSE: collapse; BACKGROUND-COLOR: =
#ffffff; border-radius: 0.00px 0.00px 0.00px 0.00px" cellSpacing=3D0 width=
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<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 43px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 6px; PADDING-RIGHT: 0px; BACKGROUND-CO=
LOR: #ffffff" bgColor=3D#ffffff height=3D6 vAlign=3Dmiddle width=3D43></TD>=
<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 6px; PADDING-RIGHT: 0px; BACKGROUND-CO=
LOR: #ffffff" bgColor=3D#ffffff height=3D6 vAlign=3Dmiddle width=3D20></TD>=
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 6px; PADDING-RIGHT: 0px; BACKGROUND-CO=
LOR: #ffffff" bgColor=3D#ffffff height=3D6 vAlign=3Dmiddle width=3D10></TD>=
<TD style=3D"FONT-SIZE: 0px; WIDTH: 156px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 6px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D6 vAlign=3Dmiddle width=3D156></T=
D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 6px; PADDING-RIGHT: 0px; BACKGROUND-CO=
LOR: #ffffff" bgColor=3D#ffffff height=3D6 vAlign=3Dmiddle width=3D20></TD>=
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 6px; PADDING-RIGHT: 0px; BACKGROUND-CO=
LOR: #ffffff" bgColor=3D#ffffff height=3D6 vAlign=3Dmiddle width=3D10></TD>=
<TD style=3D"FONT-SIZE: 0px; WIDTH: 165px; PADDING-BOTTOM: 0px; PADDING-TOP=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 6px; PADDING-RIGHT: 0px; BACKGROUND-CO=
LOR: #ffffff" bgColor=3D#ffffff height=3D6 vAlign=3Dmiddle width=3D20></TD>=
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 6px; PADDING-RIGHT: 0px; BACKGROUND-CO=
LOR: #ffffff" bgColor=3D#ffffff height=3D6 vAlign=3Dmiddle width=3D10></TD>=
<TD style=3D"FONT-SIZE: 0px; WIDTH: 148px; PADDING-BOTTOM: 0px; PADDING-TOP=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 48px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 6px; PADDING-RIGHT: 0px; BACKGROUND-CO=
LOR: #ffffff" bgColor=3D#ffffff height=3D6 vAlign=3Dmiddle width=3D48>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"></P></TD></TR></=
TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 43px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D20>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><img style=3D"WI=
DTH: 20px; MIN-HEIGHT: 20px" alt src=3D"cid:mail" width=3D"20" align=3D"mid=
dle" height=3D"20"> </P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D10></T=
D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 156px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D156>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D"F=
ONT-SIZE: 7.5pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: norma=
l; LINE-HEIGHT: 1">South Africa 0860 123 000</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D20>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><img style=3D"WI=
DTH: 20px; MIN-HEIGHT: 20px" alt src=3D"cid:mail" width=3D"20" align=3D"mid=
dle" height=3D"20"> </P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D10></T=
D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 165px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D165>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D"F=
ONT-SIZE: 7.5pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: norma=
l; LINE-HEIGHT: 1">facebook.com/StandardBankSA</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D20>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><img style=3D"WI=
DTH: 20px; MIN-HEIGHT: 20px" alt src=3D"cid:mail" width=3D"20" align=3D"mid=
dle" height=3D"20"> </P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D10></T=
D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 148px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D148>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D"F=
ONT-SIZE: 7.5pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: norma=
l; LINE-HEIGHT: 1">community/standardbank.co.za</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 48px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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D></TR></TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 43px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D20></T=
D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 156px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D156><=
/TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 165px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D165><=
/TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 148px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D148><=
/TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 48px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"></P></TD></TR></=
TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 43px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D20>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><img style=3D"WI=
DTH: 20px; MIN-HEIGHT: 20px" alt src=3D"cid:mail" width=3D"20" align=3D"mid=
dle" height=3D"20"> </P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 156px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D156>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D"F=
ONT-SIZE: 7.5pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: norma=
l; LINE-HEIGHT: 1">info@standardbank.co.za</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D20>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><img style=3D"WI=
DTH: 20px; MIN-HEIGHT: 20px" alt src=3D"cid:mail" width=3D"20" align=3D"mid=
dle" height=3D"20"> </P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 165px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D165>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D"F=
ONT-SIZE: 7.5pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: norma=
l; LINE-HEIGHT: 1">@StandardBankZA</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D20>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><img style=3D"WI=
DTH: 20px; MIN-HEIGHT: 20px" alt src=3D"cid:mail" width=3D"20" align=3D"mid=
dle" height=3D"20"> </P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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D>
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><img style=3D"WI=
DTH: 20px; MIN-HEIGHT: 20px" alt src=3D"cid:mail" width=3D"20" align=3D"mid=
dle" height=3D"20"> </P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 156px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D"F=
ONT-SIZE: 7.5pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: norma=
l; LINE-HEIGHT: 1">International +27 11 299 4701</SPAN></P></TD>
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0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><img style=3D"WI=
DTH: 20px; MIN-HEIGHT: 20px" alt src=3D"cid:mail" width=3D"20" align=3D"mid=
dle" height=3D"20"> </P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 10px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 20px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 165px; PADDING-BOTTOM: 0px; PADDING-TOP=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D"F=
ONT-SIZE: 7.5pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: norma=
l; LINE-HEIGHT: 1">Standard Bank Group</SPAN></P></TD>
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><img style=3D"WI=
DTH: 20px; MIN-HEIGHT: 20px" alt src=3D"cid:mail" width=3D"20" align=3D"mid=
dle" height=3D"20"> </P></TD>
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 148px; PADDING-BOTTOM: 0px; PADDING-TOP=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"><SPAN style=3D"F=
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COLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D156><=
/TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 165px; PADDING-BOTTOM: 0px; PADDING-TOP=
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COLOR: #ffffff" bgColor=3D#ffffff height=3D20 vAlign=3Dmiddle width=3D165><=
/TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 20px; PADDING-BOTTOM: 0px; PADDING-TOP:=
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TBODY></TABLE>
<TABLE style=3D"WIDTH: 650px; BORDER-COLLAPSE: collapse; BACKGROUND-COLOR: =
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 623px; PADDING-BOTTOM: 0px; PADDING-TOP=
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<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 332px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #ffffff" bgColor=3D#ffffff height=3D332 vAlign=3Dtop width=3D13></TD=
>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 623px; PADDING-BOTTOM: 0px; PADDING-TOP=
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<TABLE style=3D"WIDTH: 623px; BORDER-COLLAPSE: collapse; BACKGROUND-COLOR: =
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<TR>
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
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COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D597></TD=
>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"></P></TD></TR></=
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<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D16 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 12pt"><SPAN style=
=3D"FONT-SIZE: 7pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: no=
rmal; LINE-HEIGHT: 12pt">Copyright Standard Bank. All rights reserved.</SPA=
N></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D16 vAlign=3Dtop width=3D13></TD><=
/TR></TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D16 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D16 vAlign=3Dtop width=3D597>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 12pt"><SPAN style=
=3D"FONT-SIZE: 7pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: no=
rmal; LINE-HEIGHT: 12pt">The Standard Bank of South Africa Limited (Reg. No=
=2E 1962/000738/06). Authorised financial services provider.</SPAN></P></TD=
>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D16 vAlign=3Dtop width=3D13></TD><=
/TR></TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D16 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D16 vAlign=3Dtop width=3D597>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 12pt"><SPAN style=
=3D"FONT-SIZE: 7pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; FONT-STYLE: no=
rmal; LINE-HEIGHT: 12pt">Registered credit provider NCR CP15.</SPAN></P></T=
D>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D16 vAlign=3Dtop width=3D13></TD><=
/TR></TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D597></TD=
>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"></P></TD></TR></=
TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D16 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 12pt"><SPAN style=
=3D"FONT-SIZE: 7pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; COLOR: #999999=
; FONT-STYLE: normal; LINE-HEIGHT: 12pt">The Standard Bank email disclaimer=
and confidentiality note.</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D16 vAlign=3Dtop width=3D13></TD><=
/TR></TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 32px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 32px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D32 vAlign=3Dtop width=3D597>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 12pt"><SPAN style=
=3D"FONT-SIZE: 7pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; COLOR: #999999=
; FONT-STYLE: normal; LINE-HEIGHT: 12pt">This email, its attachments and an=
y rights attaching hereto are, unless the context clearly indicates otherwi=
se, the property of the Standard Bank Group Limited and/or its subsidiaries=
("the group"). It is confidential, private and intended for the addressee =
only.</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 32px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D32 vAlign=3Dtop width=3D13></TD><=
/TR></TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D597></TD=
>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"></P></TD></TR></=
TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 48px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D48 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 48px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D48 vAlign=3Dtop width=3D597>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 12pt"><SPAN style=
=3D"FONT-SIZE: 7pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; COLOR: #999999=
; FONT-STYLE: normal; LINE-HEIGHT: 12pt">Should you not be the addressee an=
d receive this email by mistake, kindly notify the sender, and delete it im=
mediately. Do not disclose or use the email in any manner whatsoever. Views=
and opinions expressed in this email are those of the sender unless clearl=
y stated as those of the group.</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 48px; PADDING-RIGHT: 0px; BACKGROUND-C=
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/TR></TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D597></TD=
>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D13>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"></P></TD></TR></=
TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 48px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D48 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 48px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D48 vAlign=3Dtop width=3D597>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 12pt"><SPAN style=
=3D"FONT-SIZE: 7pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; COLOR: #999999=
; FONT-STYLE: normal; LINE-HEIGHT: 12pt">The group accepts no liability wha=
tsoever for any loss or damages - whatsoever and howsoever incurred - or su=
ffered resulting or arising from the use of this email or its attachments. =
The group does not warrant the integrity of this email nor that it is free =
of errors, viruses, interception or interference.</SPAN>
</P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 48px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D48 vAlign=3Dtop width=3D13></TD><=
/TR></TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D597></TD=
>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D13>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"></P></TD></TR></=
TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 48px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D48 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 48px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D48 vAlign=3Dtop width=3D597>
<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 12pt"><SPAN style=
=3D"FONT-SIZE: 7pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; COLOR: #999999=
; FONT-STYLE: normal; LINE-HEIGHT: 12pt">
The group will never send you any email or other communication asking you t=
o update or confidential information about you or your account. If you have=
any doubts about the legitimacy of this email or other emails you receive =
claiming to be from Standard Bank please forward them to phishing@standardb=
ank.co.za</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 48px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D48 vAlign=3Dtop width=3D13></TD><=
/TR></TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-=
COLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D11 vAlign=3Dtop width=3D597></TD=
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<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 11px; PADDING-RIGHT: 0px; BACKGROUND-C=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 1"></P></TD></TR></=
TBODY>
<TBODY>
<TR>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-C=
OLOR: #d8d8d8" bgColor=3D#d8d8d8 height=3D16 vAlign=3Dtop width=3D13></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 597px; PADDING-BOTTOM: 0px; PADDING-TOP=
: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 16px; PADDING-RIGHT: 0px; BACKGROUND-=
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<P style=3D"TEXT-ALIGN: left; MARGIN: 0px; LINE-HEIGHT: 12pt"><SPAN style=
=3D"FONT-SIZE: 7pt; FONT-FAMILY: Arial; FONT-WEIGHT: normal; COLOR: #999999=
; FONT-STYLE: normal; LINE-HEIGHT: 12pt">For more information about Standar=
d Bank Group Limited see www.standardbank.co.za</SPAN></P></TD>
<TD style=3D"FONT-SIZE: 0px; WIDTH: 13px; PADDING-BOTTOM: 0px; PADDING-TOP:=
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